A tax refund already!!!

This morning when I went online to check my bank account I saw that my state income tax refund of $1,215 had posted to my account. Hooray!

I promptly went online and made a $1,215 payment on the cash advance from my Citibank credit card. I double checked the status of my federal refund and the IRS website stated that I should receive it by February 12, 2008. That is pretty quick as I filed both my federal and state taxes less than one week ago. I am hoping to completely pay off the 0% balance on my Discover card and most of the remaining balance on my Citibank card this month.

For the first time since I can remember, I will have NO credit card debt and a little cushion in the bank.