Wednesday, July 11, 2007

Credit Line Increase

July 11, 2007
Discovercard increased my total credit line to $9,900 up from $8,400. That is good because it will decrease the total credit line that is being used from 14.7% to 14.3%. After i make a payment later this week the percentage will go down to 13.9%. That should help my credit score. I have not checked my credit score in about a year. It was 770 last I checked and I will check again next month. The website for the free report is http://www.annualcreditreport.com/. This site allows me to request a free credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. The report will not include the credit score, which can be purchased for $5.

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