My escrow refund arrived!

Hooray! Today the mailman brought me my $1,592.18 escrow refund check. I am going to use it to pay down the cash advance on my credit card. My new escrow payment is about $85 less than it was before the last escrow analysis. I plan to save the difference in my emergency fund.

It is going to be such a relief to get my credit card debts paid off! I think I will e completely credit card debt free , with the exception of the monthly charges on my Amex that I pay off monthly, by mid-March. Wow! Less than two months away. Ever since I got my very first credit card in 1990, I have had a balance that I could not pay off. Finally, after 18 years I will be free!