My emergency fund

I hate to even admit it but I have nowhere near 3 to 6 months of expenses in my emergency fund. In fact, I only have about 1 month of expenses in it. For the past year I have been trying to stash money away somewhat unsuccessfully. I have managed to payoff my credit cards so now I need to focus on my emergency fund.

This needs to be a priority of all of us who do not have adequate funds set aside n the event of a sudden expense. I need to talk to my girlfriend and tell her of my goal so that she will understand if I am reluctant to spend money. One thing I need to do is to get my spending under control. I seem to regularly exceed my monthly allowance. Spending and saving are all inter-related..