Stock Market Turmoil and Interest Rates on Savings

It has been another really rough patch for the stock market lately. To makes things even worse interest rates on savings accounts are down. My 6 month CD at ING Direct matures on the 18th of this month. I am not going to roll it into another CD at ING because as of right now I can get a better rate if I were to keep it in my WAMU savings account. I will probably put it in another 6 month CD only this time it will be at WAMU at 3.93%. It figures that just when I start trying to build an emergency account that the interest rates fall.